paylo.cash/Privacy
Privacy policy

What we collect, and what we do with it.

paylo.cash is a merchant-services brand powered by PayProTec. This page covers the information you give us on this website and how we handle it. In this policy, “we” and “us” mean paylo.cash and PayProTec.

Effective September 24, 2026

What we collect

We only collect what you type into a form on this site, plus the basic technical information any website receives.

Savings request form

Your business name, work email, monthly card volume range and, if you enter it, your current processing rate.

Contact form

Your name, business name, email address and the message you write.

Call booking

Your name, business name, email address, phone number, and the date and time you choose. We use them to put the call on our calendar, call you at your booked time, send you a confirmation, and give you a link to reschedule or cancel.

Statement analyzer

Your name, email address and phone number, and the figures from your processing statement: business name, address and phone as printed on the statement, monthly card volume, number of transactions and the fees you paid. The analyzer also has an optional box to agree to be called or texted about your analysis. It is unticked by default, you do not need it to get your results, and we record whether it was ticked.

How you found us

If you arrive from one of our emails or campaigns, the link may carry a reference code and campaign tags (for example utm_source or utm_campaign), and our industry pages note which one you came from, such as dental or auto repair. Your browser keeps these for the current visit only, in session storage, and they are sent with any form you submit so we know which page or email brought you here.

Technical information

Our hosting provider, Cloudflare, processes the IP address, browser type and pages requested for every visit, to deliver the site and protect it from abuse. We use Cloudflare Web Analytics, which is cookieless and does not track you across sites, to see how many people visit and which pages they read. We do not use advertising cookies, and we do not run third-party ad trackers on this site.

Your statement stays in your browser

When you drop a PDF statement into the analyzer, it is read inside your browser using PDF.js, an open-source PDF reader that your browser downloads from the jsDelivr content network. The PDF file itself is never uploaded to us. Only the numbers the analyzer pulls out, which you can check and edit before you submit, are sent to our server with your contact details to calculate your results.

Please do not type bank account numbers, full card numbers or Social Security numbers into any field. We do not ask for them, and we do not store them if they are sent.

How we use it

If you later apply for a merchant account, that application goes to PayProTec and its processing partners and sponsor banks, and is handled under the terms you receive with the application. This website does not collect application information.

Who we share it with

We do not sell your personal information, rent it, or share it for cross-context behavioral advertising. We share it only with service providers that help us run the site and respond to you, and only for that purpose:

We may also disclose information if the law requires it, or to protect our rights, our customers or the public.

Emails and unsubscribing

After you submit a form, use the analyzer or book a call, we may send you a small number of follow-up emails about your request. Every follow-up email includes an unsubscribe link. You can also unsubscribe at any time by emailing payprotec-support@agentmail.to with “unsubscribe” in the subject line. We act on unsubscribe requests within 10 business days, usually much sooner.

When you unsubscribe, we keep your email address on a suppression list so that we do not email you again. We may still reply to messages you send us, and send confirmations for anything you book.

Our emails may include a link or image that tells us when the email is opened or a link is clicked, so we know when to follow up.

How long we keep it

We keep enquiry and lead records for as long as they are useful for the business relationship you started with us, and delete or anonymize them when they are not. If you ask us to delete your information, we will, except for anything we have to keep by law and the suppression-list entry that keeps us from emailing you.

Security

Data is sent to us over encrypted HTTPS connections, and access to our CRM and inboxes is limited to the people and systems that need it. No method of storage or transmission is perfectly secure, but we work to protect what you give us.

Your choices

You can ask us to show you the information we hold about you, correct it, or delete it. Depending on where you live, including California, you may have further rights under state privacy law, and we will not treat you differently for using them. Email us from the address you used on our site so we can confirm the request is yours.

This site is meant for businesses and is not directed to children under 16. We do not knowingly collect information from them.

Changes to this policy

If we change this policy, we will post the new version here and update the effective date at the top.

Contact us

Questions or requests about your information:

paylo.cash / PayProTec
7901 4th St N
St. Petersburg, FL 33702
payprotec-support@agentmail.to